Amegy Bank a division of Zions Bancorporation is currently hiring a Loan Grade Risk Analyst to join our team! We are accepting applications for the Houston, Dallas and/or Las Vegas locations.
The ideal candidate will have the skills and experience to be:
- Provide quality control of multi-dimensional modeling risk grading for commercial loans of all sizes and types to commercial, agricultural, dealer, leasing and private services personnel.
- Assists field personnel in proper structuring of grading, source system data matching and exception clearing.
- Based on analysis, make recommendations and course of action to take with regards to loan risk grading.
- Works with the central risk grading team to assist field commercial lending personnel with assessing the risk inherent in commercial loan transactions.
- Create new grading scenarios and update existing scenarios already in the system to resolve data mismatches between the risk grading application and the loan system where the loan is boarded.
- Provides grading of all loan types including commercial and industrial credits, commercial real estate, dealer flooring, leasing, non-profit, agricultural and individual borrowers (including reliant guarantor grading).
- Interact with lending personnel and credit administration across the enterprise.
- Develop and maintain reports.
- Other duties as assigned.
Qualifications - Requires a Bachelorn business, finance, accounting or a related field
- 2+ years with credit analysis, data bases, risk analysis, statistical modeling and general commercial type lending or other directly related experience.
- A combination of education and experience may meet qualifications.
- Working knowledge of credit analysis, credit risk assessment, statistical modeling, accounting, spreadsheets, databases, statistical software and pc's.
- Knowledge of commercial type lending or loans.
- Ability to utilize statistical models to present business solutions.
- Ability to work with various department and vendors.
- Must have solid analytical, customer service and communication, both verbal and written.
- Knowledge of report writing and lending systems.
